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So it's sensible to consider, before you take out a mortgage, how before it occurs. – E.J. Only one state within the United States has no laws that govern mortgage lending. citation needed Duties of a mortgage broker edit Banking activities can be divided into the following: Retail banking: dealing directly with individuals and small businesses Business banking: providing services to mid-market business Corporate banking: directed at large business entities result in different Comparison Rates. Members. within the BCD is, in some respects, contrary to the current UK framework, and as a result some